In view of the advent of the digital economy, there is a more diversified mode of interaction between the industry and the consumers, competitors and suppliers, which will promote the transformation of the global industrial structure. By discussing the connotation and characteristics of Taiwan's digital Cultural and Creative industry, It is facing the challenges of financial risks in order to construct Taiwan's perfect industrial ecological system, and accelerate industrial innovation and optimize the industrial structure, and then integrate the innovative application of hardware and software will be the future of Taiwan's digital Cultural and Creative industry development opportunities.