- 期刊
粵港澳大灣區金融監管體系的研究－反洗錢監管中協力廠商支付平臺洗錢犯罪的思考
Research on financial supervision system of Guangdong-Hong Kong-Macao Greater Bay Area-Thoughts on the crime of money laundering through third-party payment platforms
摘要
《粵港澳大灣區發展規劃綱要》於2019年2月18日正式出臺，而在《綱要》中提及推進金融合作，則是灣區在建設過程中的重要內容，而其中對於建立反洗錢犯罪合作體系，也成為了打造灣區金融監管系統的重要一環。而隨著“互聯網＋”的興起以及大資料時代的到來，在我國協力廠商支付平臺已經成為重要的支付管道，不法分子利用協力廠商支付平臺為手段進行洗錢犯罪，不僅嚴重危害這種新型交易平臺的健康發展，還對以灣區金融合作為契機的經濟發展機遇帶來了極大挑戰。與此同時，灣區內“一國兩制三法域”的特點，使得三地在協力廠商支付平臺反洗錢合作面臨的困境加劇，但是面對該種困境並非無法突破，應當通過加強平臺內部監管和灣區相互合作等方式，形成可防可控的粵港澳大灣區金融監管體系。
並列摘要
The outline of the development plan for the Guangdong-Hong Kong-Macao greater bay area was formally released on February 18, 2019. The promotion of financial cooperation mentioned in the outline is an important part of the construction process of the bay area, and the establishment of anti-money laundering cooperation system has become an important part of the financial supervision system of the bay area. And with the rise of the ＂Internet +＂ as well as the advent of the era of big data, third-party payment platform in China has become the important payment channels, the use of third-party payment platform as the means of money laundering crime, not only cause serious damage to the healthy development of the new trading platform, also in the bay area financial cooperation opportunity for economic development opportunities brought a great challenge. In the bay area, meanwhile, the characteristics of the ＂one country, two systems＂ in three legal, makes the places in the plight of the third-party payment platform anti-money laundering cooperation, but face is not unable to break through this kind of trouble, should be strengthen platform internal regulation and the mutual cooperation in this region, the formation of preventable and controllable a large bay area of Guangdong-Hong Kong-Macao financial regulatory system.
延伸閱讀
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