The effective implementation of Rural Revitalization Strategy can not be separated from the healthy and sustainable development of rural finance. Firstly, this paper analyses the current situation of rural finance development in China from the aspects of rural loans and financing, rural financial institutions and rural capital flow, and then, from the function of rural financial services, the demand of rural economic development for rural finance, the support of the state for rural financial development, rural financial development talents and rural finance. This paper analyses the predicament of rural financial development in China from the aspects of law and policy of development. Finally, it puts forward some policy suggestions aiming at the predicament.