The Influence of Capital Adequacy Ratio of Commercial Banks on Financing Efficiency

Yuxin Fang

《World Scientific Research Journal》 9卷5期 (2023/05) Pp. 161-166

https://doi.org/10.6911/WSRJ.202305_9(5).0018

摘要

This paper takes financing efficiency as the starting point to empirically study the impact of capital adequacy ratio of commercial banks on financing efficiency. This paper takes 15 commercial banks from 2018 to 2020 as a research sample, and finds that capital adequacy ratio significantly positively affects financing efficiency. The improvement of capital adequacy ratio can effectively improve financing efficiency from bank performance, risk assets and other risks. Finally, this paper puts forward relevant opinions on the research conclusions, and provides solutions for banks to improve financing efficiency.

關鍵字

Commercial banks ； Capital adequacy ratio ； Financing efficiency

參考文獻

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