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Research on the Problem of Digital Finance Supporting the Development of Rural Industry

摘要


Due to the imbalance between supply and demand and the insufficient service depth of traditional financial services, digital finance uses Internet technology to build a network financial trading platform to inject new vitality into the development of rural industries. At present, the implementation of digital finance in rural is obviously differentiated regional digital regional financial development, the rural credit system construction is not perfect, digital financial infrastructure is not sound, weak financial supervision and financial technology inter-disciplinary talent gap big problems, such as digital financial support for its role to the development of rural industry. Future needs the government to strengthen the construction of rural infrastructure in remote areas, improve the level of digital financial education, build digital financial credit reporting platform to perfect the rural credit system construction, the innovation of financial products to improve the financial service industry to agriculture adaptation degree and defuse financial risks and strengthen the financial regulation for the digital can assign a financial support to rural industry development.

參考文獻


Wang Xiaohua, Han Linsong, Wen Tao.Huinongdai's elite capture and its inclusive growth effect [J]. China Rural Economy, 2021(3).
Guo Feng, Wang Jingyi, Wang Fang, Kong Tao, Zhang Xun, Chen Zhiyun. Measuring the development of digital financial inclusion in China: index preparation and spatial characteristics [R]. Digital Finance Research Center of Peking University,2020(19).
Xing Yan. "The Dividend" and the "Gap" of Rural Digital Financial Inclusion [J]. The Economist, 2021(2).
Guo Xiaoyan. Financial Dilemma and Innovation of China's Rural Industrial Integration Development [J]. Resources Allocation, 2020(11).
He Hongqing. Digital Finance Boosts Rural Industry Integration Development: Advantages, Difficulties and Way Forward [J]. Journal of Northwest A&F University (Social Science Edition), 2020(5).

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