Digital Inclusive Finance, Digital Availability and the Relative Poverty Vulnerability of Farmers

Huihui Qian

《Frontiers in Economics and Management》 3卷10期 (2022/10) Pp. 165-179

https://doi.org/10.6981/FEM.202210_3(10).0021

摘要

Digital financial finance uses digital technology to greatly increase the inclusion and accessibility of financial finance. Based on the data of CHFS and DFIIC, the effect and mechanism of mathematical inclusive finance on the relative vulnerability of peasant household poverty were explored. The results show that digital inclusive finance can effectively reduce the relative poverty vulnerability of rural residents, and its primary indicators and secondary indicators all have a significant mitigation effect, among which the scope of coverage and digitalization are the most obvious utility. The digital availability of farmers can enhance the role of digital inclusive finance in alleviating the relative poverty vulnerability of farmers. Digital inclusive finance effectively reduces the relative poverty vulnerability of farmers by improving the financial literacy of farmers. Therefore, vigorously developing rural digital inclusive finance and improving rural digital infrastructure and relevant legal systems are of great significance to consolidate the achievements of poverty alleviation and boost common prosperity.

關鍵字

Digital Financial Inclusion ； Digital Availability ； Farmer Relative Poverty Vulnerability ； Financial Literacy ； VEP

參考文獻

Ethan Ligon and Laura Schechter. Measuring Vulnerability[J]. The Economic Journal, 2003, 113 (486) : C95-C102.

Stefan Dercon and Pramila Krishnan. Vulnerability, seasonality and poverty in Ethiopia[J]. Journal of Development Studies, 2000, 36(6) : 25-53.

ADGER W N. Vulnerability[J]. Global Environmental Change, 2006, 16(3): 268–281.

SINGH P K, HIREMATH B N. Sustainable livelihood security index in a developing country: A tool for development planning[J]. Ecological Indicators, 2010, 10(2): 442–451.

KPODAR K R, ANDRIANAIVO M. ICT, financial inclusion, and growth evidence from African countries [Z]. IMF Working papers, 2011, 11(73).