Research on Innovative Development of Rural Area Microfinance under the Background of Inclusive Finance

Jianti Zheng ； Zhizhong Xie

《World Scientific Research Journal》 6卷5期 (2020/05) Pp. 123-129

https://doi.org/10.6911/WSRJ.202005_6(5).0012

摘要

Microfinance has brought many financial services to rural areas and poor residents with equal opportunities and affordable costs. It has become an effective way and the key to implement inclusive finance, as well as solving the contradiction between supply and demand in rural finance. However, microfinance still faces many difficulties. Therefore, based on the background of inclusive finance and the current situation of rural microfinance in China, this article reviews the development dilemma faced by rural microcredit, and discusses countermeasures and suggestions for innovative development of rural microfinance from the perspective of inclusive finance, with the aim to improving the financial system in rural areas, and to promoting the development of fairness and harmonious of the society.

關鍵字

Inclusive finance ； Microfinance ； Rural area ； Innovation and development

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