Since the reform and opening up, the development of small and medium-sized enterprises has become the backbone of promoting the national economy. Vigorously developing small and medium-sized enterprises is of great significance to revitalize the local economy, increase employment, and promote the coordinated development of economic regions. During this period, the problem of financing difficulties has always been a development process. The primary bottleneck constraint faced in In contrast, commercial banks have a large amount of surplus funds every year, which to a certain extent reflects that the bank's ability to provide financial innovation services has not adapted to market demand. The entrepreneurial financial model is based on the grasp of the structural characteristics of the supply chain and the details of commodity transactions, with the help of the credit strength of the core enterprises or the self-payment degree of a single transaction, through innovative credit combinations, mutual insurance and other methods, and comprehensively consider the risks of upstream and downstream links. After the factors, it provides comprehensive financing services for a single enterprise in the supply chain or multiple upstream and downstream enterprises.