工時和營業內容對台灣金融業勞動生產力之影響

The impact of working hour and operating events to labor productivity of Taiwanese financial industry

董是吟(Shih-Yin, Tung)

指導教授 ： 胡星陽

國立臺灣大學/管理學院/商學研究所/碩士(2017年)

https://doi.org/10.6342/NTU201700674

摘要

過去研究工時與勞動生產力關係的文章多半著重在製造業等產業，但本文則將主要研究產業設定為金融業，運用1998年隔周休二日與2001年周休二日兩政策搭配統計回歸差異中之差異法(Difference in difference)，觀察工時改變對本國金融業勞動生產力有何影響。此外，本研究接續探討除了工時以外，尚有哪些影響本國銀行業勞動生產力之因素以及影響效果。最後經實證回歸結果證明，金融業中，存款機構相較於對照組在實施縮減工時的政策後勞動生產力顯著提升，而進一步的回歸分析也顯示存款機構在實施隔周休二日與周休二日後，相較於政策實施前勞動生產力顯著提升，且此二部分之效果皆已透過去除時間趨勢(detrend)或固定時間效果排除因年份不同所造成之勞動生產力與自變數差異；但在另外兩個子項──保險業與證券業中，則因係數有正有負而無法確定效果。接下來若是進一步單看本國存款機構中的子產業──銀行業，第二部份的回歸結果則顯示除了工時以外，銀行的營業收入、投資佔總資產比重與銀行勞動生產力呈顯著正向關係；反之，對中小企業放款佔總放款比重與金融海嘯年度則呈顯著反向關係。

關鍵字

勞動生產力 ； 周休二日 ； 隔周休二日 ； 工時

並列摘要

Prior paper that researched into the relations between working hours and labor productivity focused mainly on manufacturing industry. However, this paper set the financial industry as the primary target. We used two compulsory policies in Taiwan which are two days off every other weekend in 1998 and two days off per week in 2001 and also difference in difference method to observe how change in working hours affects labor productivity. In addition to working hours, we also tried to find out other factors that also affect labor productivity and how their impact are on labor productivity. According to the regression model, it shows that compared to control group, decreasing in working hours can significantly increase the labor productivity in financial intermediary industry. Also, a further regression model demonstrates that after these two compulsory policies, the labor productivity in financial intermediary industry is indeed improved compared to the time when no policies were implemented. However, such result is not proved in insurance and treasury industry due to contradict sign of coefficients. And in the second part, we further confirmed that in addition to working hours, the ratio of operating revenue and investment to total asset is directly proportional to labor productivity. On the other hand, loan to small and medium size companies over total loan and year dummy in financial crisis is inversely proportional to labor productivity.

並列關鍵字

labor productivity ； two days off per week ； two days off every other weekend ； working hours

參考文獻

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