監理對銀行績效的影響是否在2008至2009年中的金融風暴當中發生改變?

Has the Role of the Regulation on Bank Performance Changed During the Financial Crisis of 2008-2009?

陳思豪(Sih-Hao Chen)

指導教授 ： 陳業寧

國立臺灣大學/管理學院/財務金融學研究所/碩士(2012年)

https://doi.org/10.6342/NTU.2012.02793

摘要

2008~2009之間的金融危機對全世界造成了巨大的損害。在這之後有許多的學者試圖解釋這個危機的起因。而本篇論文的目的並不在循著這些學者尋找起因，而是試圖判斷銀行監理對銀行績效的關係是否在這段期間發生了變化。本研究發現經過金融風暴的衝擊之後，銀夯監理對銀行績效的角色狀態的確發生了改變，而信心的轉移則被認為是此變化的主要原因。

關鍵字

銀行監理 ； 金融風暴 ； 銀行績效

並列摘要

The credit crisis from 2008 to 2009 caused huge financial losses across the world. Many have provided different approaches to explain the cause of such catastrophe. This research, however, instead of posing a reason for the crisis, is trying to find out has there been any change in the role of bank regulation or has bank regulation changed its way to influence bank performance during the credit crisis. This research finds that the role did changed after the crisis and the confident shifting might be the reason that caused the change.

並列關鍵字

the role of bank regulation ； bank performance ； financial crisis 2008-2009

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