In recent years, with the development of science and technology and the progress of medical technology, the mortality rate in my country has been declining. In the long run, the average life expectancy of people has shown an upward trend.According to the global average life expectancy announced by the United Nations, both men and women in my country are higher than the global average life expectancy.Due to the increase in the life expectancy of citizens, The sixth experience life table is reorganized, The Financial Supervisory Commission announced in July 2021 that the “sixth experience life table” of the life insurance industry was officially launched. This study uses the mortality improvement rate in the fifth and sixth empirical life tables, adjusts the second annuity life table, and refers to the research method of Soctt (2008) to explore the impact of mortality improvement on retirement consumption.