本研究旨在探討我國證券業為因應我國洗錢防制法的施行,企業在經營策略方式的調整,以及 實際運作情形。本研究運用文獻探討,將個案公司利用 SWOT 以及五力分析進行研究後,得出以下結論: 一、我國證券業因具有可被用來漂白他處取得的非法資金,以及在產業內透過詐騙活動(例如 內線交易、市場操控等)賺取非法資金等行業特性,故被列為洗錢高風險產業。 二、為了有效控制人頭戶的產生,以及無法有效掌握客戶真實資金流通情形,因此個案公司訂立了一連串作業規定,但礙於我國法規的限制,該項作業實際成效有限。 三、為了因應洗錢防制法的施行,個案公司希望透過聘請了專業的顧問團隊、透過內外部教 育訓練強化人員在洗錢防治方面的專業素養、建置自動化程式、設立洗錢專責小組以及強化集 團間資訊流通等經營策略的改變,有效打擊不法份子的洗錢犯罪。 綜合上述,本研究提出若干建議,以供未來洗錢防治研究參考。
This study aimed to the adjustment for business strategies and actual operations due to Money Laundering Control Act. With the literature review, this study took an securities firm as example and analyzed the securities firm by porter five forces analysis and SWOT analysis. First, because securities industry has its own industry characteristics, securities industry may be used to launder money by fraudulent activities (such as insider trading, market manipulation, etc.). Securities industry was classified as a high-risk industry for money laundering. Second, the company of case-study set a series of rules to avoid dummy accounts and control actual cash flow of clients. But it doesn’t work very well by legislative restrictions. Finally, because of Money Laundering Control Act, the company of case-study takes the following methods to make it work well: hiring professional consultant team, employee training, automated programming, forming a task force and enforcing the communication between group. To summarize, this study will give suggestions and provide the suggestions for future related research.