為因應世界潮流及提升國內金融業的競爭力,政府實施一連串金融改革,於 2001年公佈及實施"金融控股公司法"期望台灣朝向大型金融趨勢邁進。 本文研究目的在分析台灣國內金控公司經營績效評估,在面對競爭激烈的趨勢下如何提升各自金控公司的經營績效。透過資料包絡分析法(DEA)模式,求出各銀行投入產出之效率值,由CCR與BCC模式求出2008至2009年二年之總體效率(TE)純技術效率(PTE)和規模效率(SE)分析,探討10家金控公司金融風暴後的經營績效的影響與變動情形,以期對台灣金控公司經營績效之了解。
In order to improve and uplift the competitiveness of the nation’s financial , the government has implicated a series of financial reforms, therefore created the “Consolidated financial holding company bill” in the year 2001. It aimed to promote our nation’s financial group to become Taiwan’s new financial giant. In this report, our target is to analysis the Taiwan’s financial holding group’s current operating performance, especially look into how these financial companies perform against the recent tough economical situations. With the use of DEA(Data Envelopment Analysis) model, we could work out how different company’s various data such as TE (Technical Efficiency), PTE(Pure Technology Efficiency) and SE(Scale Efficiency) between year 2008 to year 2009 compares using the CCR to BCC model. In theend, we intend to evaluate how these 10 financial holding groups perform after the financial crisis, and how they have survived and grown from it.