- 學位論文
台灣金融市場應藉由購併─建構國家金融機構
Using acquisitions to build the country's financial institutions in Taiwan's financial markets.
摘要
有關台灣金融機構家數是否過多之論戰，迄今仍時有所聞，然而目前金融市場的整合或併購(以下簡稱金融整併)正如火如荼地進行著，勢必對台灣的金融市場，產生影響。縱使我國政府推動第二階段金融改革(以下簡稱二次金改)，尚有諸多需要檢討與改進之處，惟二次金改「金融整併」的目標正確，漸成為朝野共識實有必要加速推動。 為發展具有國際競爭力之金融機構，近年來金融主管機關鼓勵優質外資金融機構參與我國金融機構之併購或進行策略聯盟。2006年2至5月間美商新橋(Newbridge Capital)入股台新金控、新加坡淡馬錫(Asia Financial Holdings Private Ltd)投資玉山金控，以及Integral入股日盛金控；2007年8月後有隆力(Longreach Group)入股安泰銀行、美商SAC Private Capital Group入股萬泰銀行，以及凱雷(CarlyLe)入股大眾銀行，2006年9月29日英商渣打銀行Standard Chartered公開收購新竹商業銀行等。 金融業在全球化競爭下，體質優良的銀行逐步擴展其企業版圖與經營規模，並紛紛成立金融控股公司，並藉由購併行為來合併經營績效較差的金融企業，以提昇其市場占有規模。 本研究主要目的在於探討國內公股銀行如何成立金融控股公司，以及政府如何促使國內公股銀行整併，如何把銀行併購成為國家級的銀行， 並成為亞洲區域性的指標銀行。因此，主要論述為：第一章緒論，第二章研究內容與方法，第三章文獻回顧，第四章實證理論，第五章結論與建議。
並列摘要
Argument of the quantity of financial company in Taiwan often occurs. The integration and merge among companies in Taiwan financial market are progressing like a raging fire, which will affect financial market very much. However, there are some procedures not totally covered or exactly executed, that is required to be improved and corrected furthermore. Since the aim of second financial reform is correct and it becomes a common consensus between the opposition party and the party in power. The second financial reform is to be implemented urgently. In order to develop financial institutions to be more international competitive, the financial official authorities encourage foreign financial ventures to participate our financial institutions integration, merge and enter into an alliance recently. In Feb. to May, 2006, American venture Newbridge Capital became a shareholder of Taishin Financial Holdings Co. Ltd. , Singarpore Asia Financial Holdings Private Ltd. invested E.Sun Financial Holding Company, Ltd, and Integral also invested Jih Sun Financial Holding Company Ltd. Longreach Group became a shareholder of EnTie Commercial Bank, American SAC Private Capital Group invested in Cosmos Bank, and Carlyle also became a shareholder of Ta Chong Commercial Bank in Aug. 2007. Standard Chartered bought made a take-over bid of HsinChu International Commercial Bank,etc…. Under global competition , superior bank expands his scope and scale and changes to be a financial holding company. And merges inferior company via take-over bid so as to upgrade its market share. This research aims at investigating how national bank upgrades to a financial holding company, how government pushes ahead national banks to combine, how to take-over bid banks to be national bank so as to be an asia district benchmark bank The main content includes :Chapter 1 Introduction, Chapter 2 Research Content and Methodology, Chapter 3 Literature Review, Chapter 4 Positive Theory, Chapter 5 Conclusion and Suggestion.