金融犯罪態樣之研究-以詐欺罪為中心

Research Aspect of Financial Crime - the Crime of Fraud Centered

廖俊盛(Chun-Sheng Liao)

指導教授 ： 盧映潔

國立中正大學/法學院/法律學系/碩士(2014年)

摘要

論文摘要

金融行為係經濟發展之重要一環，以經濟與金融之緊密性而觀之，先行的金融商務活動連綿起經濟、財政交易，然而因金融犯罪對於國家整體經濟秩序及財政發展所造成之衝擊，牽涉層面廣泛，容易造成社會動盪，其產生之危害更甚於其他傳統類型之犯罪，實有進一步探討之空間，並加以防制阻斷，亦促使本文研究之動機。
金融詐欺之型態則依社會背景、金融活動型態之變遷而有所不同，在日常經濟商業及生活中有為數不少的財產犯罪，從極為輕微的欺騙行為，以迄於造成多數人受損害，且犯罪標的動輒數以億計之重大詐欺案件，雖其不法內涵與罪責程度，相差甚距，但均可適用詐欺條款，加以處斷，不論是刑法、金融法、證券交易法等等亦然，因而突顯出詐欺之構成要件在刑法實務上之重要性。
整體觀之，我國的法制並不是那麼的刑罰化，而應該說我國是被「重刑化」而非有過多之刑罰，以詐欺罪為例，詐欺乃刑法分則上之基礎犯罪類型，在考量「刑法上意義的行爲」上，絕非憑空杜撰而來且任意擴大解釋，當刑法建構並擴大保護範圍面時，更應該有深廣的討論，而非只是一昧探究刑度及罰金之層面，反而陷入見樹不見林之窘狀，一切社會規範與法律制度，都必須有合理的基礎；法律構成要件的正當性基礎越是堅實，才越能有實效性，也才更禁得起時間及審判的考驗，立法者在立法意旨的意涵中，仍須有合目的性的限制，意即不是一個恣意的空間。

關鍵字: 金融犯罪、詐欺、財經法制、重刑化。

關鍵字

詐欺

並列摘要

Abstract

Financial conduct, an important part of economic development, the economic and financial capital tightness and concept, the first financial business activities stretching from the economic, financial transactions, however, due to the impact of financial crime to the country's overall economic order and financial developments caused involves broad-based, easy to cause social unrest, which generated even more harm to other conventional types of crime, there is room for further exploration of the real, and to control block, also contributed to the motivation of this study.
The patterns are in accordance with the financial fraud background, financial activity patterns of social changes vary, there are a large number of property crimes in the daily business and economic life, from the very minor fraud, in order to cause the majority of people affected until at damage, and the subject of hundreds of major fraud cases hundreds of millions of crime, although the degree of culpability of its meaning and lawless, vary considerably from, but can be applied fraud provisions, to be at the break, whether criminal law, financial law, the Securities and Exchange Act, etc. versa, thus highlighting the importance of the constituent elements of fraud in the practice of criminal law.
Overall perspective, our legal system is not so-penalty, but should be said that China is "Aggravated" instead of excessive penalties to Fraud, for example, the type of fraud is the crime on the basis of criminal law, in considerations "on the behavior of the criminal law sense" on, not conjuring up any expanded explanation comes and when to construct and expand the scope of protection of the criminal law side, should have a deeper discussion, rather than simply reimbursing explore the degree and level of criminal penalties of Instead, embarrassed into see the forest for the trees, all social norms and legal systems must have a reasonable basis; legitimacy of the legal basis of constituent elements of the more solid, the more it can have effective, it is more time and withstand trial test, meaning legislators in the legislative intent, and still have a combined limit of purpose, meaning not an arbitrary space.

Keywords: financial crime, fraud, financial law, Aggravated

並列關鍵字

fraud

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