本研究旨在探討高職學生金錢態度及其個人與家庭因素之間的關係, 以做為理財教育課程設計之參考。本研究以「金錢態度量表」為調查工具,其中包含權力、保留、不信任、品質、焦慮等五個向度,並在問卷中收集受試者個人及家庭之相關資料。受試者來自台中市私立慈明高中職的資訊科、電子科、餐飲管理科、廣告設計科、應用外語科、電子商務科等6個科別二年級學生,共356人,得到有效問卷共322份。問卷資料經統計分析後的結果得知:1、 高職生的男生相較於女生更重視金錢所象徵的權力,以及能帶來的品質。2、 在不同科別上,對於金錢態度五個面向上皆無顯著差異。3、 高職生有無零用錢在金錢態度五個面向皆無顯著差異。4、 有打工經驗的高職生在焦慮面向上呈現顯著高於沒有打工經驗的高職生。5、 家庭經濟狀況屬於清寒的高職生在焦慮面向上呈現顯著高於家庭經濟狀況屬於小康及中上的高職生。6、 家長對高職生使用金錢的關心程度,以及教導授於理財知識或經驗的程度與其金錢態度呈現有顯著的相關。
The purpose of this study is to explore the relationship between vocational high school students’ money attitude and personal & family factors. This research applied “Money Attitude Scale” five factors: power-prestige, retention-time, distrust, quality, and anxiety to build the survey. The questionnaire was applied to a total sample of 356 and got 322 valid data with from Taichung Tsi Ming private high school, valid collection rates of 90.45%. The empirical data was analyzed by SPSS software. The results indicate that (1) Money was seen as a symbol of power and quality more by male than female students. (2)Regarding money attitudes, there are on statistically significant difference among differences among different majors. (3)Vocational high school students in different size of pocket money have no statistically significant differences within their money attitude. (4)Students with working experiences have statistically significant higher anxiety than those without working experiences. (5)Students in low-income households have higher anxiety. (6)There was a significantly positive relationship between money attitude and Parents teaching or sharing their financial knowledge and experiences.