國民年金認知之研究

A Study On The Cognition Of National Pension

賴松生(Sung-Sheng Lai)

指導教授 ： 賴志松 ； 黃淑琴

朝陽科技大學/管理學院/企業管理系/碩士(2009年)

摘要

隨著高齡化社會的來臨，老年經濟生活保障問題成為許多國家共同面對的社會問題。我國國民年金制度，歷經十餘年的評估與審查，終於在96年7月由立法院三讀通過「國民年金法」。國民年金制度的實施，雖然使得台灣整體的社會福利制度更加完備，但畢竟國民年金的實施剛起步，還需要政府及各機關大力的推行，才能使本國國民都能瞭解並接受國民年金制度。因此本研究針對此背景與動機，欲瞭解在國民年金制度實施後，在人口統計變數下，對此制度的認知是否有顯著差異。本研究採問卷調查法，共發放150問卷，有效問卷回收130份，問卷回收後本研究以T檢定、單因子變異數分析針對樣本進行統計分析。研究結果顯示：1.不同年齡民眾對國民年金制度內容的認知上有顯著差異、2.不同教育程度民眾對國民年金制度意義與制度看法上有顯著差異、3.不同任職機構民眾國民年金制度內容的認知上有顯著差異。根據研究結果，本研究建議應對年齡較長、教育程度較低、任職於民營企業之民眾加強宣導，以利國民年金之實施。

關鍵字

國民年金 ； 認知 ； 人口老化

並列摘要

The economic security of the aged is a common social problem shared by all industrialized nations. When senior population withdraws from the labor market, the loss of income may cause social concerns. Traditionally, family has been the economic support for the senior population, however, this function decreases gradually due to factors such as the decline of birth rate, the extension of average life expectancy, the change of demographic structure, and the acceleration of the aging of population. To resolve the problem of senior economic security, international organizations, research units, and governments of various nations attempted to modify the welfare system without affecting the economic development. The “pension system” has been found to be an essential solution, and several schemes have been developed. In recent years, the Taiwanese government has been actively planning a refined national pension system. After years of review and evaluation, the “National Pension Act” was finally enacted by the Legislative Yuan in July, 2007 after three readings. The implementation of the national pension system completed the overall social welfare system in Taiwan. However, this system has just begun to launch, further promotion by the Taiwanese government and by other related organizations is required for Taiwanese citizens to perceive and accept the national pension system. This research aimed to investigate whether there are significant differences in the cognition of the national pension system among demographic variables. The questionnaire survey method was adopted in the study. A total of 150 questionnaires were distributed, and 130 valid questionnaires were returned. The t-test and one-way ANOVA were used to analyze the collected data. The results indicated significant differences: (a) across different age groups in the cognition of the content of national pension system, (b) among educational levels with regard to the perceptions of the implication and structure of national pension system, and (c) among different occupations concerning the cognition of the content of national pension system. The results may provide guidance for government agencies in carrying out related policies in the future.

並列關鍵字

national pension system ； aging ； cognition

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