我國保險教育納入國小高年級課程之可行性分析

The feasibility analysis of insurance education courses among the fifth and sixth graders in elementary school in Taiwan

洪惠汶(Hui-wen Hong)

指導教授 ： 陳建勝 ； 張婉玲

朝陽科技大學/管理學院/保險金融管理系/碩士(2011年)

摘要

保險具有風險移轉的特性，國小高年級階段之保險教育實施有助於提升學生風險預防的能力與危機處理的能力。本文採用測驗法及問卷調查法作為研究方法，並使用成對t檢定、獨立t檢定與相關分析之統計方法，驗證保險教育課程實施，有助於提升國小高年級學生之保險觀念與知識，進而分析保險教育納入國小高年級課程之可行性。
研究結果顯示保險教育的實施對國小高年級學生的保險觀念與知識、保險教育課程的學習意願及保險教育納入課程的看法皆呈現顯著的正影響。本文有三項重要發現：第一、根據前、後測成績與問卷調查第一部分的平均數，顯示實施保險教育對高年級學生的保險觀念與知識有顯著的正向影響，亦即實驗組在接受保險教育課程之後，保險的觀念與知識程度是提升的。第二、根據問卷調查第二部分的平均數、教學觀察紀錄及相關分析，顯示高年級學生對保險教育課程的學習意願有顯著的正向影響，亦即實驗組在保險的觀念與知識提升後，對於保險教育課程的學習意願也跟著提升。第三、根據問卷調查第三部分的平均數，顯示高年級學生對於保險教育納入課程有顯著的正向影響，亦即實驗組對保險教育納入課程的看法是同意或非常同意。以上三點結論皆支持著本文研究假設。

關鍵字

問卷調查 ； 相關分析 ； 成對t檢定 ； 獨立t檢定 ； 測驗法

並列摘要

Insurance has the characteristic of risk transfer, the implementation of insurance education is helpful to promote the ability of risk prevention and crisis management among the fifth and sixth graders in elementary school. This study adopts questionnaire method and test method, and adopts statistical methods such as paired t test, independent t test and correlation analysis to verify that the implementation of insurance education is helpful to establish the insurance concept and knowledge, and then to analyze the feasibility of insurance education among the fifth and sixth graders in elementary school.
The results show that the implementation of insurance education among the fifth and sixth graders in elementary school has a remarkable positive effect on establishment of insurance concept and knowledge, willingness to learn insurance course and opinion of bringing insurance education into course. This article has three significant findings. Firstly according to pretest, posttest and average number of the first part of questionnaire, there is a remarkable positive effect on insurance concept and knowledge among the fifth and sixth graders, that is, the insurance concept and knowledge of experimental group is promoted after the the implementation of insurance education. Secondly according to average number of the second part of questionnaire, teaching observation and correlation analysis, there is a remarkable positive effect on willingness to learn insurance course among the fifth and sixth graders, that is, the willingness to learn insurance course of experimental group is increased after the the promotion of insurance concept and knowledge. Thirdly according to average number of the third part of questionnaire, there is a remarkable positive effect on opinion of bringing insurance education into course among the fifth and sixth graders, that is, the opinion of bringing insurance education into course among experimental group is favorable or very favorable.

並列關鍵字

questionnaire method ； correlation analysis ； independent t test ； test method ； paired t test

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