我國雇主責任與風險理財之研究—以職業災害為例

近年來，重大公安事件頻傳，使得職場工作安全受到國人高度重視；其次，勞方對自身權益的認知提升甚多，因此若發生職業災害或是重大公安事件時，資方所必須負擔的金錢補償、時間、精神等責任相當沈重。　　本研究蒐集我國法院於民國 90 至 100 年間的判決文資料，分析產業、職業災害發生原因、判賠金額等重要數據，藉以瞭解職業災害對勞資雙方的影響，並進一步提出加強勞方職業災害防護觀念及資方風險分散觀念的作法。事實上，透過風險理財及專業性的商業保險，便能將風險適度地轉嫁給保險公司，使得資方能無後顧之憂地經營事業，並將職業傷害所造成的損失降至最低，以達社會進步與繁榮，並創造企業、勞資雙贏的局面。

關鍵字

風險理財；雇主責任；職業災害

並列摘要

In recent years, many public security incidents happen frequently, and make domestic people attach great importance to the safety of workplaces. Secondly, the labor has enhanced their cognitions toward their own rights. Therefore, if the occupational injury or significant public security events occur, employers should pay monetary compensations time, and minds. Those responsibilities are very heavy. 　　In my study, I would collect the domestic court judgment texts from 2001 to 2011 to analyze the reasons of industrial and occupational accidents as well as adjudging amounts, etc. The texts are the base to understand how occupational accidents affect both employers and employees, and I further propose the methods to strengthen the concepts of labor occupational accidents protections and of the risks spreading from employers. In fact, employers could use risky financial management and professional commercial insurance to pass the risks to insurance companies properly. That is, employers could run their business without worries, and decrease the loss to a minimum caused by occupational injuries; furthermore, it would achieve the goal of social progress and prosperity, and make enterprises as well as labor into a win-win situation.

並列關鍵字

Employer responsibility ； Financial risk ； Occupational accidents

參考文獻

15. 王嘉琪、鄭雅文、王榮德、郭育良（2009），職災補償制度的發展與台灣制度現況，台灣衛誌Vol.28,No1

16. 林依瑩、鄭雅文、王榮德（2009），職災補償制度之國際比較及台灣制度之改革方向，台灣衛誌Vol.28,No6

2. 陳正信（1992），台灣省近十年來重大職業災害統計分析報告，行政院勞工委員會八十一年度全國勞工安全衛生研討會資料彙編，pp.17-54

13. 董和平（2007），職業災害損害填補之研究-以勞動基準法59條但書為中心，國立成功大學法律學系研究所

參考文獻

Google Scholar

國際替代計量

我國雇主責任與風險理財之研究—以職業災害為例

主題瀏覽