保險的認知是否瞭解是非常重要的課題,因為保險與現在國民日常生活中有著極大的關聯。若將保險教育課程融入九年國教之中,有助於提昇國中、小生對於保險之認知。以國中生針對於旅遊平安保險的現況,瞭解國中生對旅遊平安保險的認知程度、旅遊平安保險瞭解程度與購買旅遊平安保險的重視程度。本研究依據相關文獻與實證資料分析的結果歸納出結論並提出建議,使學生能提高保險認知,瞭解旅遊平安保險現況,並重視辦活動及參與家庭旅遊所產生之旅遊風險,降低旅遊時會發生所造成的身體與財物損失。 進行宣導旅遊平安保險後在學生購買保險之重要性、保險區分為壽、產險二部份皆有顯著提高其認知程度。九年國教是最常辦活動之階段,舉凡校外教學、畢業旅行、校外參觀等等。進行旅平險之宣導後,讓其瞭解到何謂旅遊平安保險,在旅遊中有這項專門之保險可保險其人身安全,瞭解到當外出旅遊時旅遊平安保險能夠讓其在旅遊時較無後顧之憂。宣導旅遊平安保險知識後,對於學生們瞭解旅遊平安保險之程度大幅提昇,讓其瞭解到旅遊平安保險之重要性,詳看投保內容其保障方式。
The understanding of insurance is very important because it is closely related to the daily lives of people. If we integrate insurance courses into the mandatory 9-year education, it would be very helpful for elementary and junior high school students to gain a better understanding of the importance of insurance. This study aims to address the current situation of the degree of understanding of junior high school students, life insurance and the importance of purchasing life insurance. A conclusion and related suggestions are provided after some extensive studies in the literature and it is believed that students would increase their understanding of insurance and current situation of life insurance. Furthermore, students can lessen the risk of being harmed and property lost when holding campaign and family trips. After promoting the importance of purchasing insurance, the insurance area divided into life insurance and property insurance. Both areas have raised the degree of recognition for students. The mandatory 9-year education, that is, from elementary school grade 1 to grade 9 are the most active years for the field trip activities to be held, those activities include school field trips, graduation trips, and visiting places outside school etc. After the promotion, it helps students understand the content of travel insurance. What’s more, there is an insurance specially designed to tailor to this kind of need for students to travel without any concerns for their safety and lives. It is believed that after promoting the insurance lesson, students will definitely have a much better understanding of the importance of travel insurance. Please refer to the content and the protective coverage of insurance for more details.