In recent years, our country put forward to rural financial services development to promote rural financial revitalization of guidance, national commercial Banks and other rural financial institutions, especially the four major state-owned Banks began to develop rural pratt & whitney financial services, in this process, the major institutions by means of financial technology, to realize the promotion and development of rural finance, at the same time, with financial development to boost the development of the local economy. As one of the four major state-owned banks, Agricultural Bank of China has launched a series of innovative financial businesses such as "ABC e manager" and "e agricultural loan" according to its own conditions and the actual situation of the existing rural market, which provides a reference precedent for the development of rural financial services of commercial banks in China.