本研究採用DEA及Malmquist生產力指數研究方法,對中國大陸上市11家銀行2005-2009 年之生產面效率指數與生產面投入導向Malmquist生產力指數進行估計。由實證分析得出,中國大陸銀行生產效率指數 CRS、VRS、SE指數平均而言分別為0.8529,0.9011及0.9464,內部管理的無效率是造成銀行生產技術無效率的主要來源。2005-2009年中國銀行產業整體之麥氏生產力指數為0.996, 技術效率變動指數為0.827,純技術變動指數為0.968。大陸股份制銀行的生產效率優於國有銀行;中國大陸銀行業國有銀行的生產力表現優於一般股份制銀行。
The study collected the data of 11 banks in China from 2005 to 2009 to estimate efficiency and malmquist productivity index of China banking on the methods of DEA and Malmquist productivity index. The empirical analysis indicated that average efficiency indices(CRS、VRS、SE) are 0.8529,0.9011 and 0.9464 in the China banking. And the inefficiency can be mainly attributed to inefficiency of interior management. The overall banking industry production-productivity index estimates are close to 0.996 ,then technological change index is 0.827,and pure technical efficiency change index is 0.968. Joint-equity banks do better than state-owned banks in efficincy, but state-owned banks do better in Malmquist productivity.