Strategy for Financial Business of Agricultural Cooperatives: Korean Case

韓國農業合作社金融業務之系統與策略

Kyoung-Soo Chang

《農業經濟叢刊》 7卷2期 (2002/06) Pp. 141-166

https://doi.org/10.6196/TAER.2002.7.2.1

摘要

韓國農業合作社的金融系統爲合作社銀行業務策略塑造一個模式。此一模式首先是以國家級水準的合作社爲基礎的銀行，其扮演主要合作社金融業務的角色。而NACF-band與AC-MC則構成一雙元合作的金融業務組織。
此系統採用適應環境之業務策略，在當前受管制的計畫經濟下，藉著保持與政府的密切關係，以追求快速的成長。當情況改變爲解除對市場經濟的管制時，系統則集中於不同策略衡量，以圖增加市場的競爭力。
藉由此一韓國案例所得到的啓示是，合作社金融系統需要適當之組織及與改變中的環境一致的業務策略，以成就獨立之金融機構。

關鍵字

合作社銀行 ； 金融業務 ； 農業合作社 ； 策略 ； 競爭力

並列摘要

The financial system of Korean agricultural cooperatives formed a model for cooperative banking strategy. It first started with a national level cooperative-based bank that played a role of mentor for primary cooperative financial business. NA CF-bank and AC-MC consists a dual financial business structure hat has exhibited synergy.
The system employed the appropriate business strategy adapting to the environment. Under the regulated planned economy, it pursued fast growth by maintaining close relationship with the government. As the situation changed to the deregulated market economy, the system focused on different strategic measures to increase competitiveness in the market.
The implication of the Korean case is that the cooperative financial system requires the appropriate organizational and business strategies in accordance with changing environment in order to succeed as independent financial institutions.

並列關鍵字

Cooperative Bank ； Financial Business ； Agricultural Cooperative ； Strategy ； Competitiveness

參考文獻

Financial Supervisory Service(2001).Banking Statistics.South Korea:Financial Supervisory Service.

Financial Supervisory Service(2001).Non-banking Statistics.South Korea:Financial Supervisory Service.

Ministry of Agriculture and Forestry(2001).Major Statistics of Agriculture and Forestry.South Korea:Ministry of Agriculture and Forestry.

National Agricultural Cooperative Federation(1975).Year Book of Agricultural Cooperatives.South Korea:National Agricultural Cooperative Federation.

National Agricultural Cooperative Federation(2001).Financial Statistics Handbook of Agricultural Cooperatives.South Korea:National Agricultural Cooperative Federation.