This study's purpose is to explore the impact of general consumers on the use of mobile payment behavior, extend the integration of science and technology to accept the model as the main theoretical framework. This research framework developed to analyze the impact of performance expectations, expectations, social impacts, convenience conditions, hedonic motivation, value and habits on consumer attitudes and willingness to use actions. The study is mainly method based on the computer random as a questionnaire data to collect the samples and the 350 valid questionnaires were collected. The findings are as follows: (1) The Performance Expectancy, Effort Expectancy, convenient conditions, and habits have a positive impact on the intention to use. (2) Gender has some moderating effect, age and education do not have moderating effect.