銀行業地震防災對策

The Earthquake Disaster Prevention Countermeasures for Banks

黃國振(Kuo-Chen Huang)

指導教授 ： 施邦築

國立臺北科技大學/工程學院/土木與防災研究所/碩士(2005年)

https://doi.org/10.6841/NTUT.2005.00203

摘要

金融體系屬於重要之公共基礎建設，就如同動脈一般，維持通暢之金融運作為應有之社會責任，銀行業為各項金融活動之主體，透過金融體系，才能有金融活動，才有財務流之運作，經濟方得運轉，社會秩序才可維持。故要維持通暢之金融體系，穩定銀行業之正常運作為重要課題。
台灣地處環太平洋地震帶，發生災變的案例時有所聞，不但降低民生生活機能，且持續影響社會與經濟之發展，然而這些破壞並非不可避免，事前採取適當之防災措施，至少可以獲得相當之防範，將災害損失減輕至可接受之程度。
以銀行業而言，地震災害是維持穩定運作之重要挑戰，所以面對地震，銀行業尚缺乏整體性針對地震災害而制定之防災對策，為落實銀行地震災害預防、應變及復原機制，有針對地震災害建立防救對策之需要，以降低地震災害之衝擊。
本研究透過瞭解銀行業務、分行營業廳及資訊中心等設施後，分析銀行於地震災害中損壞之原因，探討地震中倒塌之銀行案例，提出適宜之行舍設置建議，配合「災害防救法」，參考財政部頒「金融事業機構災害防救作業要點」，銀行公會全國聯合會研訂之「金融事業機構災害緊急應變對策手冊」範本及借鏡日本櫻花銀行之地震防災處理手冊等，研擬以銀行業為主體，針對地震之防災對策。

關鍵字

銀行業 ； 地震防災對策

並列摘要

As an artery, the monetary system is belonging to important infrastructures, keeps the financial business flowing freely. Banking is the principal part of the monetary system, which helps the financial business and the currency flow, so as to keep the economy working and maintain the social order. Therefore, in order to keep the monetary system flowing freely, stable banking system is the crucial issue.
Taiwan, locating on the circum-Pacific Seismic Zone, often suffers from calamity cases, which not only damage people's livelihood but also affect social and economic development; however, these damages are not inevitable. If we take some prevention countermeasures, the damage can be reduced to acceptable level.
As for the banking system, earthquake is the major challenge to keep it stable. The banking system still lack an entire policy against the damage of earthquakes; therefore, in order to put into effect the disaster prevention, emergency, and restore measures of earthquakes, it is necessary to set up the disaster and rescue policy against earthquakes, so as to decline the strike.
This study, through the understanding of the banking system, the facilities of branch office and information center, analyzes the causes of the damage and the cases that collapsed during earthquakes, so as to provide proper advises on setting up the buildings to avoid damage. To draft disaster prevention countermeasures for the banking system according to “Calamity Precaution and Rescue Law”, “Principal Points of Calamity Precaution and Rescue for the Monetary System” granted by the Ministry of Finance, “The Emergency Policy Manual for the Monetary System” agreed by The Bankers Association, and the precaution manual against earthquakes published by Sakura Bank in Japan.

並列關鍵字

Banks ； Earthquakes Disaster Prevention Countermeasures

參考文獻

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