This study discusses the evaluation and type of vulnerability index, spatializing and rasterizing indicators map layers, and the disaster vulnerability assessment of the spatial differences among urban and rural areas. The results from individual overlays and comprehensive assessments of four vulnerable indicator categories indicate that there is no such a place which is "absolute vulnerable". Analysis of each and every vulnerable indicator category illustrates that the vulnerable spatial distribution is very different to other categories. Urban or high population density areas may have higher personal or social vulnerability, while rural or low population density areas may have greater economic vulnerability. Suburban or middle-high population density areas tend to have greater threats by natural hazards.