台灣、中國之銀行績效分析

Performance Analysis of Taiwanese and mainland Chinese Banks

方嘉閩(Chia-Min Fang)

指導教授 ： 林建甫

國立臺灣大學/社會科學院/國家發展研究所/碩士(2010年)

https://doi.org/10.6342/NTU.2010.00417

摘要

本研究透過資料包絡分析法分析2004年至2008年台灣及中國之銀行績效，利用仲介法選出放款與貼現、利息收入為產出變項;分行家數、員工人數、利息支出為投入變數，分別衡量台灣與中國之銀行各種效率值之差異性。研究結果發現:專業銀行由於角色之獨特性，具有最佳的績效表現;國有銀行剛開始的績效不如民營銀行，但近來已透過調整營運規模，逐漸改善經營無效率之情況。

關鍵字

資料包絡分析法 ； 銀行績效 ； 仲介法 ； 投入 ； 產出 ； 差額變數

並列摘要

In this thesis, the analysis was executed by using DEA (Data Envelopment Analysis) method. It is noted that banks of Taiwan and mainland China, and the historical data were utilized from 2004 to 2008.We take the number of bank branch office, the number of employees, and interest expenditure, and refer to these factors as the input variables by Intermediation approach. In the same way, we regard interest revenue, loan and discount as the output variables. We estimate the performance of Taiwanese and mainland Chinese Banks individually. The research results indicate Specialized Bank has best performance, because its uniqueness. At first, the performance of Government-owned bank is worse than private bank, but inefficient has been improved by adjusting the scale recently.

並列關鍵字

Data Envelopment Analysis (DEA) ； Performance ； Bank ； Intermediation approach ； Input ； Output ； Slack Variable Analysis

參考文獻

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4. 葉彩蓮、陳澤義(1998)，「台灣公民營銀行經營效率之比較-資料包絡分析法之應用」，東吳經濟學報。

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