國軍官士兵理財規畫素養研究-以台北憲兵為例

A Study on the Quality Management of National Officers' Soldiers' Financial Planning-Taking the Taipei Gendarmerie as an Example

楊富盛(Fu-Sheng Yang)

指導教授 ： 陳志賢 ； 劉世昌

義守大學/電機資訊學院/資訊管理學系/碩士(2020年)

摘要

在台北憲兵指揮部這個來自四面八方志願役弟兄的環境中，教育及生活背景不同，所接受到的投資理財或資源並不一樣，但能透過本研究來建立基本的投資理財的觀念，和個人理財規劃，對未來目標更有展望，進而增進國軍憲兵官士兵投資理財的成果。針對國軍官士兵運用自主學習的方式達成在軍旅期間自我理財目標及期許，平時在開銷規劃就要懂得開源節流，例如記帳，統計每個月金錢動向，一方面也自我管理，節省一些不必要的開銷，再善用一部分資金投資，短時間一定會有一筆可觀的數字。投資理財不能只靠運氣，是要找到方法、一種工具，簡單易懂方便管理，不要超出自己的能力範圍而去瞭解一些太複雜的金融理財商品，在能力許可下定期、定額投資可算是一個不錯的投資方式，且能分散投資風險而創造長期穩定的投資獲利。本研究針對台北區憲兵弟兄做為研究樣本，最後根據此研究結果結合統計分析方法提出後續建議，提供國軍弟兄們作為相關投資理財訊息根本態度，進而提升國軍官士兵理財規畫素養能力。

關鍵字

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並列摘要

All Taipei area Military Police Command Department staff came from different places, neither the education and life background, nor the financial investment knowledge and the resources accepted are the same. It looks forward to establish basic investment and financial management concepts through the present research and makes further personal financial management, and planning goals more clearly, and then to enhance the future security. Aiming at the self-learning of soldiers to achieve self-financing goals and expectations during the military services, they can usually control expenditure planning, save unnecessary expenses, and make good use of part of the capital investment. There will be a considerable amount of money in a short time. Investment and wealth management cannot rely solely on luck, it needs to find a method and a tool that is easy to understand and manage. Don’t go beyond your own scope to understand something too complex financial management products, and establish a good investment method under the capability of the ability. Accept diversify investment risks and create long-term and stable investment returns. This research aims at the Military police staffs in Taipei district as a research sample. Finally, based on surveyed information, the statistical analysis study is provided, and follow-up recommendations are presented. The basic investment information is also provided to improve the financial planning of fellows.

並列關鍵字

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參考文獻

[1]三個正確的基本理財觀念www.chueh.org.tw/

[2]觀念對才會賺錢tw.money.yahoo.com/

[3]股票投資五個基本觀念www.pjhuang.net/stock.html

[4]《有錢真好！： 輕鬆理財的10 種態度》https://blog.xuite.net/zeronavy/wretch/191355327-%E3%80%8A%E6%9C%89%E9%8C%A2%E7%9C%9F%E5%A5%BD%EF%BC%81%E8%BC%95%E9%AC%86%E7%90%86%E8%B2%A1%E7%9A%8410%E7%A8%AE%E6%85%8B%E5%BA%A6%E3%80%8B%E6%8A%95%E8%B3%87%E7%B0%A1%E5%96%AE%E5%8C%96%EF%BC%882%EF%BC%89

[5]別把挫折當養份！這3 項投資風險一定要閃http://tw.money.yahoo.com/